I think a lot of wether or not you reload depends on wether you are shooting a bunch of rounds a year or just a hand full. I have all the equipment to load for my .450 marlin (brass, dies, etc), but seldom shoot twenty rounds a year. I know folks that hunt with some exotic calibers, and a box of ammo lasts them two or three years, so why bother? Myself, I'm an experimenter, so I do reload a lot. Plus in some rounds I shoot, there is no ammo made on the planet. So you gotta load your own.
gary