Accuracy for the dollar, it is really hard to beat the Ruger American. Don't own one, but buddies own several, and I have been very impressed in the stock configuration.
Two weaknesses:
1) The magazine. Plastic spring retainer. If you shoot the rifle...like really shoot it...you WILL break these, and Ruger is VERY proud of them. My buddy did a serious weekend in a prairie dog town and left with two broken magazines which each had less than 50 shots through them when we started. The mag system is also a liability when dropping into another stock due to the way it is attached and the stupid little plastic mag retainer. We dropped his into a Boyd's and could never make it feed right. Now that's money wasted and he's eventually going to put it in a Magpul which does away with the factory mag system completely.
2) The bedding system. Works to install in the factory stock but again, really complicates things when trying to drop into an after market stock.
In short, if I intended to shoot light volume in the factory configuration, I'd buy one in a heartbeat. But for a high volume gun or one I intended to modify, I'd go Savage.