I have a Stack-on Elite series 28 gun safe and I love it. To date it holds everything I need it to, including cd's with family photos on it, and other important papers. One of the reasons I purchased this safe was the fire rating, but more importantly, the water rating. It is waterproof up to 2 feet of standing water. When the fire department shows up, they will be spraying tons and tons of water. I don't want my stuff to survive the fire only to be water damaged. It also has an electronic keypad and a backup in case the keypad dies. Everyone can talk about how many locking bolts they have and how their hinges are internal, which is fine and good. But give me 15 minutes with a cutting wheel on my 4 1/2 grinder and I can be inside any safe out there. The dump trailer that I built has 10 gauge steel floor, which is just over an 1/8" thick, so I know all about cutting through the steel plate these safe are made out of. And since the fire retardent would be between my cutoff wheel and it's contents, there wouldn't be any damage to anything inside. And the fire retardent used in most safe is just drywall. My point is, do your research, but somewhere there is a point of diminishing gains for the money. Don't fall into the hype that this one is better than that one just because the name on the door. Good Luck