No one in their right mind goes hunting dangerous game with a dirty rifle... not saying it doesn't happen but there are all kinds out there, not all of which are in their right mind! Nor, I think, would someone head out after something that could bite back with a tight chambered rifle... but again, you never know for certain! Personally, I think it's natures way of getting rid of the stupid ones! You can educate ignorant but you just can't fix stupid. (No, JE, I am certainly not calling you stupid, I find it difficult to believe someone with your experience could fall for any of the traps you mentioned, especially since you already know about them).
I do chamber check all of my PD and hunting ammo (especially the factory stuff!), to make sure it will both chamber and eject properly. Not so much practice ammo, but it does get a good visual inspection, at the very least. I also tend to use new brass when hunting, so the odds of having problems chambering the next round are virtually nonexistent for me, other than a possible short stroke or something of that nature. I've never hunted anything that could potentially bite back but I've kept my cool in emergencies before so I would hope to do the same if something ever came at me with ill intent, be it human or otherwise. My .338 WM has a belt but it serves no actual purpose and I would feel perfectly comfortable without it.
Cheers,
crkckr