We have different perspectives.
I've been deep in the Jefferson wilderness and noted a cougar following me about 50 yards behind me. I just turned around, stared and yelled at it. Last week in the Mt Hood Wilderness, I knew something was shadowing me because I heard but never saw it. I've taken naps in the sun in the woods and had vultures come land to check me out, and I've come face to face with a big black sow -- lucky for me her cubs were on the other side of her from me. In the wild, it's about opportunity.
I lived half my life in an unsavory section of Detroit, Michigan. I knew and encountered dozens of people who any of us would classify as bad, evil people. When I hunt I'm as far away from the road as possible, and yet it's while out hunting that four times I've met people who exuded evil and were higher than gas too. Each time I was happy to have my side arm and the confidence because I practice with it. Two friends have had similar encounters. In the Oregon woods, there are also groups of people we call "fringers" who live at the edge of wilderness without rule of law. Two years ago I came across a devil worship site in the Saddle Mtn area of the Clatsop forest. Last week while on Mt. Hood, I came across two guys who looked like they were setting up to butcher an animal. I didn't see a carcass, but they were looking at me funny and certainly not gregarious as far as meeting someone in the middle of the wilderness. The father of a distant relative cooks meth in the Clackamas wilderness (yeah, they still do that here).
I could go on, but my point is that animals are predictable, while humans are not.
Of the people who asked me about "what side arm for cougars", none were shooters. Unless they practice, recommending a gun to them is a disservice.