Would I loose velocity with a 30" barrel?
I'd disagree a little here. Generally speaking, you're more likely to get an accurate rifle when you spend more on quality components. It's an odds game of course, and some expensive guns won't shoot, and some cheap ones will. Odds are just better that you'll get a shooter, the more you spend (to a point of course).
If you don't learn to shoot well though, you'll likely never know if you got a good rifle or not...
The rule of thumb is about 25 fps per inch of length. That holds pretty well till you get extreme on either end, but for "normal" lengths from ~22" to ~28" this should be a pretty good guess. For a 7RM, I wouldn't go below 24" and above 26" gets unwieldy if you put a brake on it.