your neck tension is a non-issue. benchrest guys have used very light neck tension and load bullets long and let the bolt close to set bullet. your .007 neck clearance while not ideal would be a cracked neck issue. you should not be bumping your shoulders on fresh fireformed cases, chances are problems from bad fireforming and to much bump will cause problems in the future but very rare on second firing. my biggest question is why did the thickest and toughest parts of the brass shatter like that. the case head shattering in half like that is a first for me.