My .02...
I am not an experienced horse rider. My experience consists of jumping out of tree at a young age and holding on, to renting horses every year and riding them in the mountains, loading them in trailers, playing VET in the mountains, putting on shoes, repairing shoes, feeding and attempting to make them all get along. The majority of experience occurred in the last 15 years.
I think of horses like big dogs. Smart, loving, mostly friendly, eager to please, hates discipline, loves food, loves water, loves rest and likes it's pasture (bed). I have had horses go down in canyons, run off in the woods, brush me against trees and rip $200 pants. Decide to lay down with me sitting on them or a load of meat. Run at the most inconvenient times, SPRINT through the woods, jumping over logs and trees. Play possum and pretend to be tired. Power through steep hills with 2' of snow. Carry me, my gear, half an elk and not complain. And they do it for nothing more than food, attention and shelter.
I have been hurt by them, punched them the face, whipped them, gave them my apple, scratched their favorite spot. Went way out of my way to make sure they were well watered. Carried extra pellets with me.
With all the headaches, pleasure and money, they are worth every penny. My next home will have enough property to have my own horses.
If you have never hunted with horses. Find the time to do it.