It depends on what kind of sales you can find, and how lucky/un-lucky you get with the production rifle. I feel that with handloads, most production rifles can shoot 3/4 to just under 1 moa .. sometime you get lucky and find one that will shoot 1/2 to 3/4 moa--- but full custom rifles can get you into the 1/4-1/2 area.
I have a 22-250 savage that shoots 5 rounds touching ( bought it for $300- but that was almost 30 years ago), I also bought a wally world rem700adl in 270win for just under $400 that shoots 3/4 moa wirh handloads ( it's about 10 years old), bought a x-bolt 7rm that shoots a verified .63 moa out to 700 yards, ( best it has shot is .38 moa)- Bought it on sale about 9 years ago for under $600, my daughter has a tc rifle in 6.5cm that is a 3/4 moa shooter- paid just under $400 for it about 6 years ago.
If you hand load, I feel you can get most production rifles under 1 moa ( I've only ever had 1 bolt action rifle I couldn't get to shoot better than 1.5moa-- it was a super cheepo rem 783, I tried everything I could think of and could never get it to shoot decent for me.