How much do you know about guns? You can buy a good majority of the parts, if not all, and just put a rifle together yourself. I'm not saying gunsmiths don't have their place, because they certainly do. But buying an action, stock and barrel with some headspace gauges and then "slapping" it all together isn't hard. Even bedding actions can be done easily. The biggest thing is going to be a custom chambering, like if you need extra space for 195s, even still you could probably get a prefit that's sufficient. You could spend $2k-3k and have a really nice rifle if you did the majority of the work yourself.