For me, its not as much about the setup as it is my money mentality. I can't bring myself to blow $8k in one package, so what do I do? - Buy the components, spread out the expenditure over many paychecks, tricking my mind into thinking it's less irresponsible. It's stupid, I know, but I confess. Sure, its fun to build, but it's going down a rabbit hole.
If anyone ever wanted to torture me for some reason, all they would need to do is clamp my eyes open and force me to read an itemized list of what I've spent on my (still not finished) custom setup, including changes, selling components at a loss to upgrade, etc. . . . "N-o-o-o-o - I'll tell you anything - just don't show me the total!!! A-h-h-h!!