Classified, What does ( I'll Take It Mean )

No such thing as electronic money fraud eh. I just cancelled my PayPal account and eBay account. Only one credit card left, with no balance. Guess I won't be buying from the "I want my money now crowd" unless in person and using cash.
 
No such thing as electronic money fraud eh. I just cancelled my PayPal account and eBay account. Only one credit card left, with no balance. Guess I won't be buying from the "I want my money now crowd" unless in person and using cash.
I haven't heard anyone say that there is no fraud with electronic banking. Hell, all your banking info and everything else is online, available for online banking and sitting on a server that can be hacked. So your account info is in the ether anyway.

Really the only difference is that Venmo or whatever clears when you hit the button. A check you write and send via snail mail clears a week after you drop it in the mail. If the item never arrives you have no recourse in either scenario. That's it. That's the only difference (except for the fact that it takes 30 seconds and no waiting on a check, depositing it, etc if you use electronic payments).

You should do your due diligence no matter how you pay bc that is what will really protect you. I have sold plenty of things here where people pay by check, and I'd rather they pay electronically but I'm not going to turn away someone with a solid background here due to waiting for a week for a check.

There are advantages to credit cards…2% cash back on everything I put on it. Fraud protection for 30 days, etc. If you treat it like a debit card and think of your cash balance as cash minus your CC expenses then it is not dangerous.
 
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