How about the fact that my wife and I both make 50k a year, own a home in a rural area that started out as a barn in 1978 that I repair myself, drive older cars that are paid off and I repair myself, and still have to be super careful about how much we spend on non necessities? We make just under 100k/yr combined and I have to check the bank account before I buy that mythical box of 28nosler brass that just appeared by itself on the shelf at the local sporting goods store... And then while I'm trying to pull it up on my slow phone some one else wanders off with it...
100k/yr for 2 people should give us a decent cushion right? Not for the last couple years.