Limited ground clearance and short suspension travel are sometimes problematic with my '96 Foreman that I posted about. The factory skid pan is beat to crap, but the oil drain plug is up out of the way, and only accessible through a small hole in the pan, so while it gets interesting sometimes scraping and bumping along, it does no harm. I have hung it up and had to use the Warn to pull it off. On balance though, it gives it a low center of gravity and is very stable on steep rough grades and side hills. It's a trade-off I'm happy to make. It's hard to tump up on 2 wheels going up, down, or sideways. I've been close, but never been on my head (yet). It did run over me once when I did something so exceptionally stupid that I only told my brothers. Much dumber than putting a foot down.
My wife asked me once when I was going to get a new one. Answer was easy. I've never ridden any ATV that I liked better all-around, and have no wish to replace it. Paraphrasing JE, and other replies, They take a lickin' and keep on tickin'.
TikkaMike, you're going to find things about your '03 Foreman that you won't like, but I'm betting that overall, you'll never regret getting it.
Good thread, lots of experience, stuff you won't hear on a review, or read in a brochure.
Tom