Ok , I have an update. set up some 9in plates the other day to try some of the advice on here. started at first way I have been shooting 200yds with left hand on bag. 5 shot group didn't even hit the plate. first for that, day before it did. group was 2in under plate in roughly 4in group. adjusted elevation up and got close to center of plate, then went 1 more click up and poi went up 2.5in so 1 click back down , poi went back down around 2.5 in. the groups were still around 4in. after that I held front of rifle and it tighten my group up to around 2.5in. and target was still in scope after shots.
Decided that after close to couple hundred rounds with no confidence building at all I put my bushnell trophy xlt off my muzzle loader on it, after 20 rounds or so had it sighted in pretty good. made some adjustments on my form [ lightened up on bipod pressure to very light with firm shoulder pressure and holding front of rifle] my last 5 shot group was 4 out of 5 in a 2in group at 200yds. Was very happy with that, now I have to see if I can repeat that. appears the scope has an issue, now remember I said appears, after I switched scopes the groups were so much more consistent and tighter.
On another note it seemed like too much bipod load and a tight grip and tight shoulder pressure gave me vertical stringing, would that make sense?