Calm down now, no need to get all distraught. It's just knowledge that you have never learned before. We all learned it at some point. And no, it's not made up. People much, much smarter than you or I have figured this out and made it easier to understand, and if you practice enough it becomes apparent. I am going to explain this stuff, if your not interested than just skip the rest. Oh and please, don't do drugs.
There are different levels of instability, a bullet doesn't go from perfect flight to tumbling just like that. Think of an arrow in flight, if you have shot archery much...you have seen arrows that fly perfectly, they never really have any visible wobble, just perfect flight, and you have also seen arrows that have a slight back and fourth/up and down wobble when they fly, however they can still be accurate though their flight is not perfect. If your bow is far enough out of tune, or fletchings are messed up, or something else like that, arrows can veer off to a side or any other direction bad enough that all accuracy and consistency is lost. It is no different with bullets; there are varying levels of instability. An S.G., or gyroscopic stability factor, of 1.5 and higher is good stability, think of the perfectly flying arrow. A 1.35 is slightly unstable, think of the wobbly arrow, can still be accurate, but not perfect flight. Now say your at a 1.0, now you have the tumbling, arrow veering off target situation, your 77 grain bullet in your TC situation. Varying levels. My numbers aren't exact here, I'm generalizing to try to make it easier to understand. Hope that helps describe the stability part....
Now, if you are shooting in the 90's, according to Bergers bullet calculator you will be fine. However, I will try to explain why it is important with Bergers, Matrix, or most other hollow point hunting bullets with a small hollow point, to be stable for best terminal performance.
So say you are shooting, and your stability is 1.35 or so. We are in the wobbly, but still possibly accurate arrow region now. Your bullet is similar to the arrow, as in the bullet is a little wobbly going though the air, the point is not always perfectly strait forward. So, if it hits not pointing exactly strait forward, it CAN (not will, but can) begin to tumble instead of expand as designed.