So far the best benefit I've discovered by being 63 is there's no early withdrawal penalty for pulling money out of my 401K to spend on guns and ammo. I could retire but I enjoy my job too much. I run an observatory and my home and property are surrounded by National Forest at 5800' in the Patagonia mountinas of southern Arizona. There's plenty of room to shoot since there are only about 15 homes itn the nearest 100 square miles. Game is a little skimpy but deer, javelina, and coatimundi and lots of birds come regularly for water. I prefer watching the local critters to killing them.