Well, I am now in exactly the same boat. My wife got t-boned in our Honda Accord Friday night. Thank God she is ok, but experiencing a little tightness in neck and shoulders, so going to urgent care tomorrow. According to their insurance, it is totalled. They just came and picked it up today, and Ill have to wait for the insurance offer. Then well have to look for a new vehicle. AARRRGH !!! From what I hear here and elsewhere, I am preparing to have to grab my ankles. Dammit, paidoff Honda Accord with low miles, could've driven it for years and years.