The more guns that I build over the years, the more I realize that it just depends on the project I'm working on at that moment.
My two favorite guns are at opposite ends of the spectrum. One is a Savage Striker in 284 Win that I'm into about $600 without the optic. I got the donor gun (Striker in 243) for a good price and then stumbled onto an unfired 19" McGowen barrel in 284 Win for under $300. For a scope I found a used Leupold VX-3 6.5-20x50 with a Premier Reticles conversion for $550. That 284 has been my go to target gun for everything out to 1400 yards for about 6 years now. It was built as a tool and it sees a lot of hard use (but never abused!) when hunting and shooting
The other gun is a 338 Big Baer (338/408 Improved) specialty pistol which was a "spared no expense" project. That one has a BAT model CT multi flat action, 20" Lilja Barrel, Joel Russo pistol stock made from bubinga and was all assembled by Alex Wheeler and topped with a NF ATACR. The total price tag on that project was more than I like to think about! It was built for a very specific purpose though and using top end components was a part of that. That gun doesn't get shot all the time but it's one of the only guns that comes out when I know I'll be shooting between 1 mile and 2600 yards.
I'm 100% happy with how both guns perform and I've honestly done a lot more "budget builds" than all the others combined. I'll point out though that my budget builds all shoot just as well as my top dollar customs. I've got a 6mm BR specialty pistol that I assembled on the tailgate of my truck with a 19" Benchmark Barrels prefit that I got for $375 that I used when I shot short range BR years ago, and that gun out shot a custom 6ppc that I had at the same time. I've had 6 McGowen prefit barrels that would shoot 5 shot aggs in the .4 range and none of them cost me more than $400.
Most of the time, the extra money you spend on components doesn't make a huge difference in practical performance. It's definitely not a linear progression where a 50% increase in budget results in a 50% increase in performance.
My two favorite guns are at opposite ends of the spectrum. One is a Savage Striker in 284 Win that I'm into about $600 without the optic. I got the donor gun (Striker in 243) for a good price and then stumbled onto an unfired 19" McGowen barrel in 284 Win for under $300. For a scope I found a used Leupold VX-3 6.5-20x50 with a Premier Reticles conversion for $550. That 284 has been my go to target gun for everything out to 1400 yards for about 6 years now. It was built as a tool and it sees a lot of hard use (but never abused!) when hunting and shooting
The other gun is a 338 Big Baer (338/408 Improved) specialty pistol which was a "spared no expense" project. That one has a BAT model CT multi flat action, 20" Lilja Barrel, Joel Russo pistol stock made from bubinga and was all assembled by Alex Wheeler and topped with a NF ATACR. The total price tag on that project was more than I like to think about! It was built for a very specific purpose though and using top end components was a part of that. That gun doesn't get shot all the time but it's one of the only guns that comes out when I know I'll be shooting between 1 mile and 2600 yards.
I'm 100% happy with how both guns perform and I've honestly done a lot more "budget builds" than all the others combined. I'll point out though that my budget builds all shoot just as well as my top dollar customs. I've got a 6mm BR specialty pistol that I assembled on the tailgate of my truck with a 19" Benchmark Barrels prefit that I got for $375 that I used when I shot short range BR years ago, and that gun out shot a custom 6ppc that I had at the same time. I've had 6 McGowen prefit barrels that would shoot 5 shot aggs in the .4 range and none of them cost me more than $400.
Most of the time, the extra money you spend on components doesn't make a huge difference in practical performance. It's definitely not a linear progression where a 50% increase in budget results in a 50% increase in performance.