Randy, the reason for a skim coat of bedding is because it is very difficult to have a zero interferance fit while inletting a stock. Except for CNC'ed components, there will always be some slop.
An action/barrel block can be held in place by the "lug/action", screws, bedding block or some combination of the above. I prefer the bedding block-lug/action simply because this is the largest surface area and the largest component to move during recoil. I don't feel confident in 1/4" screws holding everything together.
Machine the block so that it has some "draw" angles for easier disassembly, then bed into the stock. Of course, the screws will have very heavy pillars to ensure that the whole mess does not vibrate loose during many recoils.
The bedding just ensures a "perfect" fit. When done properly, there is no stress on the action/block when the screws are tightened. Absolutely no movement when the screws are loosened. The screws only need to be put in hand tight. I don't bother with any torque wrenching since I feel this indicates problems in the bedding.
If bedding is done properly, the material/pillars will not compress under hand pressure or move during recoil.
Jerry