+/- .1 or even .2 grains is NOT going to change velocities by 100 FPS!
Think that through...We push powders up 5-6 grains to get that much velocity increase quite often!
Thus, I doubt that it is the scale, but borrowing a quality lab scale to give you some peace of mind about it isn't a bad idea.
I found that my velocity variations DROPPED significantly when I started using a Chargemaster vs. a beam scale. Beam scales can be very accurate, IF everything is perfect and consistent, but most guys using a beam scale will be NO more accurate than a Chargemaster. Beam scales are very dependent on you having a view of the scale that is consistent charge to charge, and most guys aren't good at that! (To achieve best accuracy, you should have a perpindicular view of the beam, and most reloaders don't do that, because it requires getting the scale to eye level, or bending down to it. Try bending to the same exact spot 10 times, much less the 100 or more that most reloaders use each time!)