Classified, What does ( I'll Take It Mean )

LRH RULES, state, that before you can post on classified: You must be a registered member for at least 30 days. Also have made at least 25 post, & had some interaction on the site other than classified.
 
USPS money orders are much safer than electronic money exchange.....
I just noticed that there is now a new flag warning for the classifieds.

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As are checks and electronic payments.
Uspsmo and other paper checks either must be deposited to a bank account with the same/matching name or cashed with an ID with a matching name.....electronic payments don't necessarily even have a name tied to them ( that you can see/verrify) let alone a physical address--- often times they are sent to an email address ---- I can make a new email address tied to a fake name in about 1 minute,--- really no way to trace an e payment at all
 
I haven't heard anyone say that there is no fraud with electronic banking. Hell, all your banking info and everything else is online, available for online banking and sitting on a server that can be hacked. So your account info is in the ether anyway.

Really the only difference is that Venmo or whatever clears when you hit the button. A check you write and send via snail mail clears a week after you drop it in the mail. If the item never arrives you have no recourse in either scenario. That's it. That's the only difference (except for the fact that it takes 30 seconds and no waiting on a check, depositing it, etc if you use electronic payments).

You should do your due diligence no matter how you pay bc that is what will really protect you. I have sold plenty of things here where people pay by check, and I'd rather they pay electronically but I'm not going to turn away someone with a solid background here due to waiting for a week for a check.

There are advantages to credit cards…2% cash back on everything I put on it. Fraud protection for 30 days, etc. If you treat it like a debit card and think of your cash balance as cash minus your CC expenses then it is not dangerous.
Only posted that because somebody mentioned it being easy to fake money orders or checks for why he preferred e transfer.
 
Many who have responded seem to think
USPS Money Order counterfeiting is a red herring. It happens often enough they have published specific instructions to try to help people avoid counterfeits.

Verifying U.S. Postal Service Money Orders


Follow these steps to cash a Postal Service™ money order:

1. Check that the amount does not exceed the legal limit: $1,000 for domestic, and $700 for international Postal Service money orders.

2. Check that the proper security features are present:

n When held to the light, a watermark of Benjamin Franklin is repeated from top to bottom on the left side.

n When held to the light, a dark line (security thread) runs from top to bottom with the word "USPS" repeated.

n When there is discoloration around the dollar amounts, this might indicate the amounts were changed.

These appear in Postal Service Notice 299, U.S. Postal Money Order Reference Card, or online at usps.com/shop/money-orders.htm.

3. If the money order seems suspicious, call the U.S. Postal Service Money Order Verification System at 866-459-7822.

Provide this information to local banks and retailers, as they also receive Postal Service money orders for cashing.

— Delivery and Retail
Customer Service Operations, 11-28-24
 
As others have said it would cause less confusion if everyone just listed the payment options. It's not difficult.
If they don't have payment options I will usually just PM and tell them what my preference is and they can take it or leave it but I would expect a yes or no answer. I have gotten blown off and wasn't happy but life went on.
I only deal with well known members with good feedback nowadays unless it's a low value item and can give a person a chance to gain some feedback.
I'm old school and use no e payment options and can care less if I lose a item because of this.
Many who have responded seem to think
USPS Money Order counterfeiting is a red herring. It happens often enough they have published specific instructions to try to help people avoid counterfeits.

Verifying U.S. Postal Service Money Orders


Follow these steps to cash a Postal Service™ money order:

1. Check that the amount does not exceed the legal limit: $1,000 for domestic, and $700 for international Postal Service money orders.

2. Check that the proper security features are present:

n When held to the light, a watermark of Benjamin Franklin is repeated from top to bottom on the left side.

n When held to the light, a dark line (security thread) runs from top to bottom with the word "USPS" repeated.

n When there is discoloration around the dollar amounts, this might indicate the amounts were changed.

These appear in Postal Service Notice 299, U.S. Postal Money Order Reference Card, or online at usps.com/shop/money-orders.htm.

3. If the money order seems suspicious, call the U.S. Postal Service Money Order Verification System at 866-459-7822.

Provide this information to local banks and retailers, as they also receive Postal Service money orders for cashing.

— Delivery and Retail
Customer Service Operations, 11-28-24
Everything is suspect nowadays but it seems like most of the scammers are too lazy to forge a MO and prefer to just sit in front of the computer and watch the money get deposited.
Everyone needs to be vigilant whether buying or selling.
 
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