I haven't filed a claim but all reviews I read when looking were positive.That's crazy - seems almost to good to be true lol. I mean $40k of coverage for $150 per year?? That's amazing. I am going to call my homeowners and see roughly how much insurance costs to add through them, I imagine it is around that price and probably only covers $10k.
Do you know anyone that has filed a claim with Eastern? Just curious how it ended up being on that end. If there is no appraisal, what would happen in the event were you would need to file a claim?
You are buying a full replacement blanket policy. If you have $20k worth of coverage and it cost $3k to replace your rifle and accessories you are good. You aren't insuring each firearm individually.