I am partial to the NF with the R2 reticle with its range finding and hold point capabilities. My wife will probably get the Leopold though; I would like to have one of each anyway. Money is an issue this time as well, I do know what I am giving up though. If I had the cash, I would get another NF and after that, I would try the Lupy.
It is a decision you have to make based on the features and which one your eye sees as being clearer. My 5.5-22 is clearer than my 3.5-10 Lupy is, but the Lupy does not look like it, as Ian put it lately regarding the Simmons, has Vaseline smeared on the lens. It's a nice clear scope.