Only 2 contact points is normal for a HHT bullet. If you try a HH bullet you will probably be able to get 3 points of contact. I generally prefer the HH for that reason. Factory FL dies likely give you plenty of neck tension (some say interference fit). Measure the neck diameter of a recently FL sized case, and then measure the same case with a bullet fully seated. The difference between the 2 measurements is what your "neck tension" is.
FWIW - most Hammer shooters seem to prefer some level of crimp. Personally, I'm not one of them but you can't ignore the opinion of the majority.